Sky Blue Credit Reviews 2022 – Is It Legit & Safe or a Scam?

This post contains affiliate links which means if you click on a link and purchase an item, we will receive an affiliate commission at no extra cost to you.

Sky Blue Credit

7.9 Total Score
Sky Blue Credit Reviews 2022 - Is It Legit & Safe or a Scam?

"Sky Blue Credit is a credit repair company. They will help identify ways that your credit can be improved. If any opportunities are discovered, they will send out dispute letters to have negative information removed from your credit report.

The website doesn’t offer credit monitoring and only allows 15 disputes per 35 days. They also only allow 15 disputes, or 5 per credit bureau. This may not be sufficient to repair some credit scores.

Our Recommendation:We don’t recommend SkyBlueCredit because they only send out 15 dispute letters every 35 days. For better service, check out CreditSaint.com."

Popularity
8
Safety, Reliability, and Trust
9
Prices
7.5
Easy-to-Use Website?
8
Customer Service
7
PROS
  • The service is inexpensive at $79 per month with an additional $79 startup fee.
  • 90-day money back guarantee.
  • Debt settlement consultations and mortgage preparation services are included in their fee.
CONS
  • There have been complaints about post-membership service.
  • 5 disputes per credit agency each 35 days is not sufficient.
  • No credit monitoring.
Add your review  |  Read reviews and comments

My Experience With Sky Blue Credit

Sky Blue Credit is an online credit repair company that has been helping people repair their credit since 1989. Credit repair services have become increasingly popular as more people are struggling to maintain their credit score. As such, there is an increasing need for these services in this market.

The company that specializes in making sure their clients get the best possible results from their credit repair. They know that not everyone has the time to do this on their own, which is why they have created an easy signup form for anyone who wants to get started with credit repair.

The website charges a $79 setup fee and an additional $79 for each month of service. The company has been in business for over 30 years and has helped many people get out of debt and back on track financially through their services.

They use their proprietary technology to make sure that they are removing as many inaccurate/misleading negative items as possible on clients' credit reports. They do this by scanning all the information in a credit report and looking for opportunities to send credit disputes. This helps customers improve their credit score and make it easier for them to obtain financing for purchases, such as a home or car. 

In my case, I had an old landlord dispute on my credit report. Months after I’d left the apartment, I received a letter in the mail demanding payment for a small cleaning fee they hadn’t told me about. 

I'm sure you've been in a similar situation before. You're moving and your current landlord is not willing to give you a new lease agreement or allow you to break your lease. The dispute might be over rent, damage, or unpaid bills.

A landlord dispute on your credit report can have a negative impact on your credit score. The dispute typically shows up as a collection account and it can hurt your score by lowering its overall rating. If you are trying to buy a house or car, the landlord dispute could make you ineligible for the loan.

In my case, I was having trouble renting a new apartment because this small unpaid fee gave me a poor rental history. Even if I paid this totally unfair fee, the black mark would last for 7 years.

I researched a lot of different credit repair companies. I thought, is Sky Blue Credit legit? Are any of these websites legit? 

As it turns out, yes. Sky Blue credit repair is legit and can really save you a lot of money. The $79 setup fee and $79 one month fee I paid were steep compared to the original cleaning fee, but the dispute letter got the bad information removed from my credit report.

Obviously, it’s better not to get into trouble with creditors, but occasionally someone will try to bully you anyways. Lawyers won’t usually take your case, but a simple dispute letter usually solves the problem. Creditors can’t usually respond to the letter with proof of their debt, so it falls off your report automatically.

In my case, I only needed one bad debt removed from my reports, but it did have to go through all three agencies. This could have been a problem if I had unpaid medical bills or something similar, because those can end up requiring many dispute letters. 

Sky Blue Credit will only send 15 dispute letters for each 35 day period. Other services offer unlimited service, and could be a better value.

I recommend checking out CreditSaint.com instead. The service is better for most situations, and you’re likely to have a better outcome.

What is SkyBlueCredit?

Sky Blue Credit has been in business since 1989. They put people first. Everything they do, dream, and build is designed to make your experience happy. 

They take pride in their effort into building a truly efficient, customer-friendly organization.

More than just a friendly voice, their Best in Class Support delivers a happy, stress-free experience unequaled in the industry.

Their intelligent, systematic approach is designed to put you on the road to genuine, lasting credit health in a business where every detail matters.

They invite you to experience their credit repair services for yourself!

At SkyBlueCredit.com, they create the most intuitive technology in the industry.

Your Sky Blue Portal will make your membership a happy and satisfying experience, built to provide the information you need and the features you want.

How Does SkyBlueCredit Work?

According to the website, 

Step One: Enrollment

It’s easy to get started. Just complete their simple signup form and follow their instructions on getting your free credit reports.

Step Two: Review and Setup

Upon receipt of your credit reports, they will conduct a line-by-line review, note your issues, and present the list of items they have identified as dispute candidates for your review. They will also provide a list of practical score optimization and rebuilding tips applicable to your situation.

Step Three: The Dispute Process

They will challenge your faulty items with the credit bureaus. If the items challenged are not corrected, they will automatically send customized re-disputes designed to maximize the probability of achieving the desired outcome.

Step Four: Enjoy Your Membership

Enjoy the most user-friendly customer interface in the industry; track your progress, update personal and billing information, upload documents, communicate with us, and even pause your membership if you need a break.

SkyBlueCredit Alternatives 

If you’re looking for alternatives to SkyBlueCredit, you can check out CreditSaint.com.

SkyBlueCredit FAQs

1. Is SkyBlueCredit a Reputable Brand?

According to the website, 

You are in good hands Sky Blue Credit has been in business since 1989.

They put people first. Everything they do, dream, and build, is designed to make your experience a happy one.

They love what they do They take pride in the effort they have put into building a truly efficient, customer-friendly organization.

More than just a friendly voice, their Best in Class Support delivers a happy, stress-free experience unequaled in the industry.

Your goals are their goals In a business where every detail matters, their intelligent, methodical approach is designed to put you on the road to genuine, lasting credit health.

They invite you to experience their credit repair services for yourself!

Technology for people At SkyBlueCredit.com they create the most intuitive technology in the industry.

Built to provide the information you need and the features you want, your Sky Blue Portal will make your membership a happy and satisfying experience.

2. Is My Data Safe When Using the SkyBlueCredit Website?

According to the website, your data is safe with SkyBlueCredit. They offer the following reasons why:

Online Security

Their site is encrypted by GeoTrust and scanned daily by TrustedSite to ensure your security. You can rest assured that your visit will be unimpaired by the presence of malware, viruses, and other online threats.

Remote Worker Security Measures

To ensure that your data is completely secure, their remote staff works exclusively via their own dedicated, encrypted VPN (Virtual Private Network). This means that your data never leaves their server and is protected by both firewall and IP restriction. And should it be a concern, even your phone calls never leave their own system. They do not forward to cell phones. If you find yourself speaking with a remote team member, they have equipped them with VoIP phones which they use for customer and inter-office communication.

Data Protection

To ensure the safety of your personal information, their website, customer portal, network, and servers are protected by the most advanced firewall and data encryption software.

Your Privacy

You may also be interested to know that they do not share or sell your personal information under any circumstances. Your contact information and communication with us is completely private and not used for any reason except as intended by you.

3. How Long Does SkyBlueCredit Take to Ship?

SkyBlueCredit is an online credit repair company. They don’t ship anything to your home.

4. What Are SkyBlueCredit’s Shipping Costs?

SkyBlueCredit doesn’t send anything to your home. Their regular monthly fee is $79.

5. Where Is SkyBlueCredit Located?

The company is located in Boca Raton, Florida.

6. Where Does SkyBlueCredit Ship From?

There’s no need to ship anything with SkyBlueCredit!

7. Are SkyBlueCredit’s Sizes Accurate?

The credit repair company will help you repair your credit and make sure that everything is accurately reported to the credit bureaus.

8. What Is SkyBlueCredit’s Refund & Return Policy?

If you are not completely satisfied with the service that SkyBlueCredit provides, they will refund your first 90 days of subscription payments.

9. Does SkyBlueCredit Have Good Customer Support? How Do I Reach Them?

Call SkyBlueCredit

9AM – 7PM, Monday-Friday, EST

(800) 790-0445

Mailing

Sky Blue Credit

5401 Broken Sound Blvd NW, Ste 202

Boca Raton, FL 33487

Leave Your Review Below!

Leave a reply

Your total score

*

WebsiteReviews
Logo